Switching Mortgage Lenders
Documents / Lenders / Mortgage Renewal / Pre-Payment / Qualifying / Rates & Terms / Refinance / Rental Properties

Switching Mortgage Lenders

What you need to know For whatever reason you’re thinking of switching, whether it be for a refinance or a renewal, there are a few things you should know before you make the decision to move to a different lender. To help with the preparatory work, I’ve included a few key details which will help … Continue reading

How much do you know about second mortgages?
Bankruptcy / Credit / Debts / Documents / Lenders / Purchase / Qualifying / Quizzes / Rates & Terms / Refinance / Rental Properties

How much do you know about second mortgages?

I don’t mean a second mortgage as in getting a mortgage on a second property; in this case I’m talking about a 2nd mortgage behind an existing 1st mortgage secured against the same property. Second mortgages aren’t for everyone so I’m going to highlight what I think are the top 10 things you should know … Continue reading

So Your Mortgage Got Declined
Bankruptcy / Broker vs. Bank / Credit / Debts / Documents / Downpayment / Lenders / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Variable Interest Rates

So Your Mortgage Got Declined

Welcome to Alternative Lending 101 If you’re thinking of getting a mortgage, like most, you’ve likely done some research to see what’s required in order to be approved. But what happens if you don’t meet ALL the requirements? Welcome to the world of alternative lending. These mortgage offerings are geared towards a borrower who needs … Continue reading

Broker vs. Bank / Documents / Downpayment / First Time Home Buyer / Income / Lenders / Market Updates / Mortgage Renewal / New to Canada / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Quizzes / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

How To Pick A Mortgage Type

Whether your mortgage is up for renewal, you’re thinking of refinancing or this is your first mortgage; picking an interest rate and mortgage term that is right for you can be a daunting task for some. First you have to decide if you want to take a fixed or variable interest rate, then you need … Continue reading