Second Homes & Vacation Properties
Credit / Documents / Downpayment / Insurance / Lenders / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Second Homes & Vacation Properties

The economy is improving and recreational property purchases seem to be on the rise. Low interest rates, employment confidence and a rising Canadian dollar are what’s driving the interest to buy additional properties. Though before you go cottage shopping, let’s chat about mortgage financing as it’s a little different than getting the mortgage for your … Continue reading

Financing A Fixer-Upper
Documents / Downpayment / First Time Home Buyer / Insurance / Lenders / Purchase / Qualifying / Rates & Terms / Rental Properties

Financing A Fixer-Upper

You find the perfect neighbourhood you want to live in and everything you need is close by, but you just can’t find the perfect home for you and your family.  One has an awful looking bathroom, another has an outdated kitchen, and a third home has no garage. Enter the Purchase-Plus-Improvements mortgage product. This type … Continue reading

Dressing up your mortgage
Broker vs. Bank / Documents / First Time Home Buyer / Insurance / Lenders / Purchase / Rates & Terms / Rental Properties

Dressing up your mortgage

Put your Power Team together like your Power Outfit The roles and responsibilities of those involved in a typical home purchase transaction can be likened to the components of picking out a trendy outfit. I’ll highlight the similarities between both while at the same time setting the expectations you should look for from all parties … Continue reading