Downpayment / Purchase / Rates & Terms / Rental Properties / Variable Interest Rates

Trick or Treat: Mortgage Style

In the spirit of Halloween, I want to go over a few mortgage “trick or treats” you could come across during the mortgage process. As I am not going into great detail about each option, I recommend speaking to an experienced mortgage professional before you commit to any financing options. While perusing the offerings below, … Continue reading

Credit / Documents / Mortgage Renewal / New to Canada / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Documents required for mortgage approval

Not every mortgage is alike, neither are all the requirements. But there are some documents that every mortgage approval requires, below is a list of the most commonly requested ones. 1. Drivers license or Passport This document is required to verify your identity and also to ensure the correct spelling of your full legal name. … Continue reading

Credit / Documents / Downpayment / First Time Home Buyer / Insurance / Purchase / Qualifying / Quizzes

Rent or Buy Quiz

Are you currently renting or living with your parents? Then this quiz is for you! Test your knowledge or learn some new information, the purpose of the quiz is to be a “fun” introduction to the world of mortgage financing. Buying a home is a large investment; don’t overlook the value of speaking to an … Continue reading

Credit / Documents / Lenders / Market Updates / Pre-Approvals / Purchase / Qualifying / Rates & Terms

Pre-Approval Do’s & Don’ts

For any homebuyer, a pre-approval is a good idea. It not only holds an interest rate for up to 120 days which is a good thing right now given rates are increasing, it also confirms you CAN qualify for a mortgage and determines what amount you qualify for. It is important to know that a … Continue reading