Can you get a mortgage after bankruptcy?
Bankruptcy / Credit / Documents / Purchase / Qualifying / Rates & Terms / Refinance

Can you get a mortgage after bankruptcy?

The quick answer is yes, you can get a mortgage after you have been discharged from a bankruptcy. Though the amount of time you can apply after the date of discharge is dependent on which lender you are applying with. What is Bankruptcy? Bankruptcy is the legal process that allows individuals to obtain debt relief … Continue reading

Mortgage Mistakes
Credit / Documents / Income / Insurance / Lenders / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rules

Mortgage Mistakes

Avoid these mortgage mistakes in 2015  Financing a home is a process most borrowers only go through a few times in their life and we know from experience it isn’t easy to stay on top of all the of the ins and outs of the financing requirements with all of the changes being mandated by … Continue reading

Improve Your Credit in 10 Steps
Credit / First Time Home Buyer / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Improve Your Credit in 10 Steps

Your credit score is becoming more of an asset today than it has ever been before. A good credit score impacts many aspects of your life including your ability to borrow money. Lenders are increasing minimum credit score requirements in order to qualify for a mortgage and even landlords are ordering credit reports before renting … Continue reading

Buying A Rental Property
Broker vs. Bank / Credit / Documents / Downpayment / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Buying A Rental Property

What You Need To Know Whether this is your first revenue property purchase or your 5th, it’s always helpful to know what to expect when it comes to financing. This week, I’m going to briefly detail what you need to know about qualifying for a rental property mortgage. The below guidelines can apply to both … Continue reading