Broker vs. Bank / Credit / Documents / Insurance / Lenders / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance

Self-Employed?

What to expect when getting a mortgage If you’re self-employed, be prepared for a long chat with your mortgage professional. This type of employment and the income confirmation requirements that follow differ from a borrower with traditional proof of income documents. This week, I want to outline what to expect from the mortgage process when … Continue reading

Broker vs. Bank / Credit / Documents / Lenders / Mortgage Renewal / New to Canada / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

7 Mortgage Mistakes to Avoid in 2014

Financing a home is a process most borrowers only go through a few times in their life and it isn’t easy to stay on top of all the of the inns and outs of the financing process these days. If you’re thinking about getting a new mortgage in 2014 or making a change to the … Continue reading

Documents / Insurance / Lenders / Mortgage Renewal / New to Canada / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Buy & Renovate Right Away

How you can buy a home and include improvements in the mortgage! What you need to know about a purchase-plus-improvement mortgage: You find the perfect neighbourhood you want to live in and everything you need is close by, but you just can’t find the perfect home.  One has an awful looking bathroom, another has an … Continue reading

Credit / Lenders / Market Updates / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Out with the old, in with the new

5 Financial resolutions to keep Here are some general financial goals that will better your borrowing position for the future  and though these may not be in the top 10 lists of most common New Years Resolutions of 2014, they should be on the list of any person who wants to be in a good … Continue reading

Broker vs. Bank / Credit / Documents / Downpayment / First Time Home Buyer / Lenders / Mortgage Renewal / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

First comes love, then comes mortgage

If you have marriage on your mind, you’re probably also thinking about where you’re going to live when you begin your life together. If you’re thinking of buying a home versus renting, here are 5 basic tips to prepare you for a mortgage friendly matrimonial home purchase.  If you don’t see answers to all of … Continue reading