Mortgage Renewal / Purchase / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Rate Shopping?

Be Prepared If you’re currently shopping for a mortgage interest rate, this article should be both helpful and insightful. When you are prepared to negotiate, the rate shopping process can go a lot quicker if you know what you’re looking for.  You can ensure the conditions that apply to the interest rate fit your financing … Continue reading

Broker vs. Bank / Credit / Documents / Insurance / Lenders / Market Updates / Purchase / Qualifying / Refinance

8 Mortgage Mistakes to Avoid

With mortgage lending guidelines tightening 4 times over the past 5 years, it’s become evident that getting a mortgage is not as easy as it used to be.  To ensure you can qualify under the new rules, at a minimum you need at downpayment, stable income and a satisfactory credit history and even that isn’t … Continue reading

Credit / Documents / Lenders / Mortgage Renewal / Qualifying / Refinance / Rental Properties

Are You Eligible to Refinance?

Last week I wrote about potential avenues you could take to make changes to your existing mortgage. This week, I want to go into more detail about one of the options which is to refinance your existing mortgage. It is deemed to be a “mortgage refinance” any time you renegotiate the terms of your existing … Continue reading