Picking A Property
Documents / Downpayment / First Time Home Buyer / Lenders / New to Canada / Purchase / Qualifying / Rental Properties

Picking A Property

What’s the difference between the financing for each? You can’t get a mortgage without a property. I am going to discuss the mortgage financing for two different types of property under residential mortgage financing. A single detached home is a solitary freestanding building, also known as a single-family dwelling; it is usually occupied by 1 … Continue reading

Getting A Mortgage In 2015
Credit / Documents / Downpayment / Income / Lenders / Market Updates / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Getting A Mortgage In 2015

We are halfway into the month of January and the 2015 predictions have come out, so what does the New Year hold for the mortgage market? Let’s take a look at what’s on the radar regarding prices, interest rates and what the lenders are thinking about going forward. Knowing what to expect can be helpful … Continue reading

10 Tips for First Time Home-Buyers
Credit / Documents / Downpayment / First Time Home Buyer / Income / Insurance / Lenders / New to Canada / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Rates & Terms

10 Tips for First Time Home-Buyers

You know the saying “the devil is in the details”; well it applies to the mortgage process too. When you’re buying your first home, usually it’s the big stuff like income, downpayment, and credit that can cause the most anxiety and as a result, the small stuff can sometimes get overlooked. Instead of having to … Continue reading

Mortgage Mistakes
Credit / Documents / Income / Insurance / Lenders / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rules

Mortgage Mistakes

Avoid these mortgage mistakes in 2015  Financing a home is a process most borrowers only go through a few times in their life and we know from experience it isn’t easy to stay on top of all the of the ins and outs of the financing requirements with all of the changes being mandated by … Continue reading