2016: Time For A Mortgage Check-Up
Credit / Documents / Income / Mortgage Renewal / Pre-Approvals / Pre-Payment / Qualifying / Quizzes / Rates & Terms / Refinance / Rental Properties

2016: Time For A Mortgage Check-Up

Welcome to 2016! Looking back on the last year, we’ve seen mortgage rates remain relatively unchanged, home values stayed steady and a new mortgage rule change was announced with its debut happening in February 2016. While weight-loss and getting organized are the top resolutions, spending less and saving more follow closely behind. On that note, … Continue reading

Divorce? Separation? Common-Law Splitting Up?
Credit / Debts / Documents / Income / Purchase / Qualifying / Refinance

Divorce? Separation? Common-Law Splitting Up?

Here is what will happen with the mortgage If you have financed a home with a sibling, partner or spouse, common law or married, and have decided to part ways; read on.  Based on my experience, the most stressful issue in a relationship breakdown is what to do about the jointly owned home and mortgage. … Continue reading

How Do You Look On Paper
Credit / Documents / Downpayment / First Time Home Buyer / Income / Lenders / New to Canada / Pre-Approvals / Purchase / Qualifying / Refinance / Rental Properties

How Do You Look On Paper

When it comes to borrowing money, we’ve come a long way from just a handshake to seal the deal. Now there’s an application process which includes meeting the qualifying guidelines, review and understanding of any terms and conditions, paperwork to sign and more that goes along with getting approved for financing. If you’re wondering how … Continue reading

Mortgage Renewal / Purchase / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Rate Shopping?

Be Prepared If you’re currently shopping for a mortgage interest rate, this article should be both helpful and insightful. When you are prepared to negotiate, the rate shopping process can go a lot quicker if you know what you’re looking for.  You can ensure the conditions that apply to the interest rate fit your financing … Continue reading

Credit / Debts / Downpayment / First Time Home Buyer / Income / Pre-Approvals / Purchase / Qualifying / Quizzes / Rates & Terms

Should I Rent or Buy?

Take the quiz to help you decide! There are 11 questions, all you have to do is write down the letter that best describes you and then count how many of each letter you have. The letter that you have the most of will correspond with an answer at the end of the quiz. I … Continue reading