Moving? Here’s how to rent out your existing home
Downpayment / Insurance / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Moving? Here’s how to rent out your existing home

  Are you ready to move into a new home but need to decide what to do with your current residence? There are a few options, sell it, or keep it and rent it out? In order to make an informed decision, I believe there are a number of factors to take into consideration and … Continue reading

10 Things You Need to Know About Appraisals
Documents / Lenders / Mortgage Renewal / Purchase / Refinance / Rental Properties

10 Things You Need to Know About Appraisals

Appraisals are a valuable part of the real estate transaction and they are different than a market valuation provided by a real estate professional. What is an appraisal? An appraisal is an unbiased estimate of what a buyer might expect to pay (or a seller to receive) for a parcel of real estate. It is … Continue reading

Credit / Downpayment / Insurance / Market Updates / Purchase / Qualifying / Quizzes / Refinance / Rental Properties

How much does it cost to get a mortgage?

How much does it cost to get a mortgage? One of the most frequently asked questions I get is ‘how much does it actually cost to get a mortgage?’ My answer is to budget at least 1% of your purchase price to cover costs and this week I want to detail what that number can … Continue reading

Broker vs. Bank / Debts / Documents / Income / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Broker or Bank?

How do you decide who is best to approach for your mortgage financing needs? I say either one would work, however, I do want to share a few key differences between the two. Firstly, let me start by distinguishing between the two titles; a Mortgage Broker acts as a connector between a potential borrower and … Continue reading