Picking the perfect mortgage payment
Credit / First Time Home Buyer / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Rates & Terms / Variable Interest Rates

Picking the perfect mortgage payment

Qualifying for a mortgage is not what most homebuyers consider the most exciting part of the purchasing process, so the quality of the mortgage payment may not be high on the usual list of priorities. While you’re busy researching interest rates and looking at potential homes, I will cut down on your screen time by … Continue reading

Mortgage Payment Basics
Debts / First Time Home Buyer / Income / Lenders / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Variable Interest Rates

Mortgage Payment Basics

  I’m sure you know what a mortgage payment is; a scheduled repayment plan for the mortgage you’ve obtained on a property. Now let’s look deeper into what a mortgage payment amount actually includes, how payments can vary, and how you can use your mortgage payments to reduce your mortgage principal quicker. I will try to cover … Continue reading

Save Money Now by Quitting These 3 Credit Habits
Bankruptcy / Credit / Debts / Documents / First Time Home Buyer / Purchase / Qualifying

Save Money Now by Quitting These 3 Credit Habits

This isn’t an article about how having a bad credit score can impact your lifestyle as I’m thinking you probably already know that. So instead of another article touting the benefits of a great credit score or telling you how to improve a low score, I want to cover a few of the most common habits I … Continue reading

Credit / Downpayment / Insurance / Market Updates / Purchase / Qualifying / Quizzes / Refinance / Rental Properties

How much does it cost to get a mortgage?

How much does it cost to get a mortgage? One of the most frequently asked questions I get is ‘how much does it actually cost to get a mortgage?’ My answer is to budget at least 1% of your purchase price to cover costs and this week I want to detail what that number can … Continue reading