Mortgage Fact or Fiction

Test your mortgage knowledge Mortgages are not a subject we learn about in high school, although I wish they were as credit, interest rates and qualifying for a mortgage are all things that will greatly affect your lifestyle going forward. Some hear about them through friends or family or the internet, though my concern with … Continue reading →

Get a mortgage pre-approval

The government has made a number of changes to the mortgage rules over the past 5 years which has resulted in significant changes to the mortgage market landscape. As a result this reduces the number of people who can actually qualify for a mortgage now versus the numbers from a couple of years ago.   … Continue reading →

5 Signs you’re ready to buy your first home

Ready or Not? Home ownership is likely both the largest asset and debt most people will take on in their lifetimes, so it is not a commitment to be entered into lightly. While buying your first home is thrilling, your excitement should not be overshadowed by the responsibility that comes with owning versus renting. If … Continue reading →

A Smooth Move

You own a home now, but it’s time to make a change. If you’re moving up or downsizing you probably have questions about how it all works. This article is about the logistics of buying another home while you still own your existing property. Here are 10 facts you need to know about navigating through … Continue reading →

How To Be Mortgage Free Faster

I recently read about the results of a survey asking Canadians at what age they expect to be mortgage free and the average was 58 years old, one year older than the results of the same survey question asked last year. Is that the answer you expected? If it’s a little higher than you thought … Continue reading →