This upfront decision could save you thousands off your mortgage
Debts / Documents / Downpayment / Lenders / Mortgage Renewal / Pre-Payment / Refinance

This upfront decision could save you thousands off your mortgage

There are a few ways you could do this; utilize pre-payment privileges throughout the year to pay off your mortgage balance quicker, pay accelerated weekly or bi-weekly payments, or take a shorter amortization period. By making a decision upfront which focuses on faster mortgage repayment, not only can you save thousands in interest by shortening … Continue reading

5 Specialty Mortgage Products You Don’t Know About
Broker vs. Bank / Documents / Downpayment / Insurance / Lenders / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance

5 Specialty Mortgage Products You Don’t Know About

  If you’re like most borrowers, you don’t need to go shopping for a mortgage very often. You’ll likely need home financing only a handful of times in your life and you may not know about the entire suite of specialty mortgage products that are available to you right now. Aside from using an experienced … Continue reading

What should you do when your mortgage renews?
Broker vs. Bank / Credit / Documents / Insurance / Lenders / Mortgage Renewal / Qualifying / Quizzes / Rates & Terms / Refinance

What should you do when your mortgage renews?

TAKE THE QUIZ NOW If your mortgage term is ending in the near future, this quiz is for you. You have multiple options come mortgage renewal time and the below questions will provide some direction if you’re undecided on which route to take? 1. Is your mortgage up for renewal within the next 6 months? … Continue reading

Getting A Mortgage In 2015
Credit / Documents / Downpayment / Income / Lenders / Market Updates / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Getting A Mortgage In 2015

We are halfway into the month of January and the 2015 predictions have come out, so what does the New Year hold for the mortgage market? Let’s take a look at what’s on the radar regarding prices, interest rates and what the lenders are thinking about going forward. Knowing what to expect can be helpful … Continue reading

Broker vs. Bank / Lenders / Mortgage Renewal / Purchase / Rates & Terms / Refinance

Collateral Mortgages

Collateral Mortgages Explained As the spring market heats up for all the homebuyers, lenders and homeowners who have mortgages soon coming up for renewal;  I would say it’s a good time to remind all to read the fine print on any and every contract put in front of you. If you don’t understand something, you … Continue reading