How Do You Look On Paper
Credit / Documents / Downpayment / First Time Home Buyer / Income / Lenders / New to Canada / Pre-Approvals / Purchase / Qualifying / Refinance / Rental Properties

How Do You Look On Paper

When it comes to borrowing money, we’ve come a long way from just a handshake to seal the deal. Now there’s an application process which includes meeting the qualifying guidelines, review and understanding of any terms and conditions, paperwork to sign and more that goes along with getting approved for financing. If you’re wondering how … Continue reading

It’s Not All About Rate
Bankruptcy / Broker vs. Bank / Credit / Documents / Downpayment / First Time Home Buyer / Income / Lenders / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

It’s Not All About Rate

If you are currently shopping for a mortgage interest rate, this article should be both helpful and insightful. When you know what you’re looking for you can ensure the conditions that sometimes apply to the really low interest rates fit your financing needs. And when you are educated and prepared to negotiate, the rate shopping … Continue reading

Should I Refinance Right Now?
Broker vs. Bank / Credit / Documents / Lenders / Market Updates / Mortgage Renewal / Qualifying / Quizzes / Rates & Terms / Refinance / Rental Properties

Should I Refinance Right Now?

If you’ve been thinking about your monthly debts or mortgage payments lately, it may be time to refinance your mortgage.  Rates are low and Edmonton is a booming market so home values are up a bit.  If you’re unsure if it’s worth it to revamp your current mortgage, a review of your existing mortgage details … Continue reading

A Smooth Move
Credit / Documents / Downpayment / Income / Insurance / Lenders / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

A Smooth Move

You own a home now, but it’s time to make a change. If you’re moving up or downsizing you probably have questions about how it all works. This article is about the logistics of buying another home while you still own your existing property. Here are 10 facts you need to know about navigating through … Continue reading

Market Updates / Purchase / Qualifying

What’s happening with Canadian housing?

Statistics Canada has released the results from their most recent National Housing Survey and I want to comment on what I see as being highlights of the publication. I’ve included a few national and local stats for varieties sake and while it’s interesting to compare yourself to everyone else, don’t forget to get a personalized … Continue reading