So Your Mortgage Got Declined
Bankruptcy / Broker vs. Bank / Credit / Debts / Documents / Downpayment / Lenders / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Variable Interest Rates

So Your Mortgage Got Declined

Welcome to Alternative Lending 101 If you’re thinking of getting a mortgage, like most, you’ve likely done some research to see what’s required in order to be approved. But what happens if you don’t meet ALL the requirements? Welcome to the world of alternative lending. These mortgage offerings are geared towards a borrower who needs … Continue reading

How To Be Mortgage Free Faster
First Time Home Buyer / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

How To Be Mortgage Free Faster

I recently read about the results of a survey asking Canadians at what age they expect to be mortgage free and the average was 58 years old, one year older than the results of the same survey question asked last year. Is that the answer you expected? If it’s a little higher than you thought … Continue reading

Broker vs. Bank / Credit / Documents / Downpayment / First Time Home Buyer / Insurance / Lenders / New to Canada / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Mortgage Lender Types

The Lender Alphabet The ABC’s of Mortgage Lenders         I often talk about alternative lenders in my articles so this week I want to discuss the different types of mortgage lenders a borrower may encounter when looking for mortgage financing. I look at the lenders as fitting into the A, B or C category. … Continue reading