10 Tips for First Time Home-Buyers
Credit / Documents / Downpayment / First Time Home Buyer / Income / Insurance / Lenders / New to Canada / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Rates & Terms

10 Tips for First Time Home-Buyers

You know the saying “the devil is in the details”; well it applies to the mortgage process too. When you’re buying your first home, usually it’s the big stuff like income, downpayment, and credit that can cause the most anxiety and as a result, the small stuff can sometimes get overlooked. Instead of having to … Continue reading

Rental Property Mortgages 101
Credit / Documents / Downpayment / Insurance / Lenders / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties

Rental Property Mortgages 101

The mortgage market for rental properties has changed drastically over the past few years with multiple new mortgage rules coming into effect. If you’re trying to find mortgage financing for a rental property, here’s a quick summary of some of the most common questions we get when financing rentals.  Further to this, I recommend aligning … Continue reading

Credit / Debts / Documents / Downpayment / Income / Market Updates / Purchase / Qualifying / Rental Properties

Qualifying: Then and Now

When it comes to qualifying for a mortgage, there is a big difference from a couple of years ago and now. The recent mortgage rule changes coupled with a curve in the housing market has affected all areas of the mortgage application and I want to highlight a few key differences that are impacting approvals … Continue reading