Why does one lender approve your mortgage application when another one won’t????
Broker vs. Bank / Credit / Documents / First Time Home Buyer / Helpful Tools / Income / Lenders / Market Updates / mortgage / mortgage broker / Mortgage Renewal / mortgage rule changes / Pre-Approvals / Purchase / Qualifying / Rates & Terms / Refinance / Rules / Talk to a Mortgage Broker / Uncategorized

Why does one lender approve your mortgage application when another one won’t????

As a busy Mortgage Broker for the last 16 years and 20 years before that as a banker, the first thought that comes to mind as I write this blog is “one thing is not like the other”.  Ever since all of the mortgage changes came into effect over the last few years, I have … Continue reading

Do you know if your mortgage is a collateral or a standard charge? You should!
collateral mortgage / credit help / Documents / First Time Home Buyer / Helpful Tools / Lenders / Market Updates / Mortgage Renewal / mortgage rule changes / Purchase / Refinance / second mortgage / Standard Charge Mortgage / Talk to a Mortgage Broker / Uncategorized

Do you know if your mortgage is a collateral or a standard charge? You should!

Given all of the mortgage products with many different lenders available these days, I would say it’s a good time to remind all to read the fine print in any and every contract put in front of you. If you don’t understand something, you need to ask the questions. As the mortgage interest rates start … Continue reading