Moving? Here’s how to rent out your existing home
Downpayment / Insurance / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Moving? Here’s how to rent out your existing home

  Are you ready to move into a new home but need to decide what to do with your current residence? There are a few options, sell it, or keep it and rent it out? In order to make an informed decision, I believe there are a number of factors to take into consideration and … Continue reading

Picking the perfect mortgage payment
Credit / First Time Home Buyer / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Rates & Terms / Variable Interest Rates

Picking the perfect mortgage payment

Qualifying for a mortgage is not what most homebuyers consider the most exciting part of the purchasing process, so the quality of the mortgage payment may not be high on the usual list of priorities. While you’re busy researching interest rates and looking at potential homes, I will cut down on your screen time by … Continue reading

Mortgage Rates: Shop Like A Pro
Credit / Insurance / Lenders / Mortgage Renewal / Pre-Approvals / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Mortgage Rates: Shop Like A Pro

  If you are currently shopping for a mortgage interest rate, this article should be both helpful and insightful. When you know what you’re looking for you can ensure the conditions that sometimes apply to the really low interest rates fit your financing needs. And when you are educated and prepared to negotiate, the rate … Continue reading

Alternative Lending 101
Bankruptcy / Broker vs. Bank / Credit / Debts / Documents / Downpayment / First Time Home Buyer / Lenders / Pre-Approvals / Purchase / Qualifying / Refinance / Variable Interest Rates

Alternative Lending 101

If you’re thinking of getting a mortgage, like most, you’ve likely done some research to see what’s required in order to be approved. But what happens if you don’t meet ALL of the requirements? Welcome to the world of alternative lending. These mortgage offerings are geared towards a borrower who needs a lender to work … Continue reading

How long should your mortgage term be?
Lenders / Mortgage Renewal / Purchase / Qualifying / Quizzes / Rates & Terms / Refinance / Variable Interest Rates

How long should your mortgage term be?

Getting a mortgage is likely one of the largest debts a borrower will take on in a lifetime and choosing the right mortgage term, type and length is a crucial step in the financing process whether it’s your first or fourth home. Maximize homeowner happiness by choosing a mortgage term that is affordable and suits … Continue reading

This or that? Making mortgage decisions easier
Documents / Downpayment / Mortgage Renewal / Pre-Payment / Purchase / Qualifying / Rates & Terms / Refinance / Variable Interest Rates

This or that? Making mortgage decisions easier

We often receive inquiries from potential borrowers looking for some tips about navigating through all of the mortgage options available to them. We usually start out with a discussion about their specific mortgage requirements and home ownership goals, as nothing replaces a custom solution. If they are not really sure what their requirements or goals … Continue reading

Fixed or variable rate?
Credit / Debts / Downpayment / First Time Home Buyer / Mortgage Renewal / Purchase / Qualifying / Rates & Terms / Refinance / Rental Properties / Variable Interest Rates

Fixed or variable rate?

Take the quiz to find out which option is best for you Whether this is your first mortgage, your mortgage is soon due for renewal or you are thinking of refinancing; choosing an interest rate and mortgage term that is right for you can be a daunting task for some. You have to decide if … Continue reading