Who is Jackie Woodward the MortgageGirl?
Jackie began her career in the financial industry over 35 years ago where she started as a Bank Teller with one of the big 5 banks. Throughout the years, she learned all about mortgages from some very seasoned Mortgage Underwriters. However, one thing really bothered Jackie and that was the limited financing options offered by the banks. For instance, if a client is looking for the lowest rate available to them based on their individual finances, are they getting offered the truly lowest rate? Maybe not based on recently published bank practices. Or, what if clients can’t meet the banks income or credit requirements, are they simply declined?
In 2001 Jackie made the decision if she was going to better serve her clients she would have to leave banking and become a licensed Mortgage Broker. As a single parent at the time with 2 young children, she studied in the evenings and passed the Mortgage Brokers course and was ready to start her new career! At this same time, the Mortgagegirl went online. So why was becoming a Mortgage Broker better for her clients? Jackie could not only source lower rates from her many “prime” lender contacts, but she could also refer client applications who don’t fit into the bank box, to an alternate lender who may still approve them but may charge higher rates and require a higher down payment.
Jackie works with a lot of people who have been turned down by the bank. She finds in a majority of the conversation’s, these people don’t even know why! Jackie looks at the whole picture and her 35 years of experience will provide you with a quick and honest evaluation of whether you do or don’t qualify. If you don’t, she will explain why and give you possible options available now or sometime in the future. This is the true value of 35 years’ experience.
Mortgage Brokers represent you, the client. As there is a wide assortment of options and features available to homebuyers today, shopping around takes a lot of time and effort! The mortgage process within today’s very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs. Mortgage Brokers are trained professionals who can help you save on your mortgage dollar.
Why not get 35 years of experience working for you? With the current mortgage changes now in effect, it is no longer just a case of best rate available, but giving you expert advice. Contact the MortgageGirl today! #benefitfromexperience